diff --git a/uncloud/uncloud_pay/views.py b/uncloud/uncloud_pay/views.py
index 6b54214..32350ff 100644
--- a/uncloud/uncloud_pay/views.py
+++ b/uncloud/uncloud_pay/views.py
@@ -56,7 +56,6 @@ class PaymentMethodViewSet(viewsets.ModelViewSet):
     def create(self, request):
         serializer = self.get_serializer(data=request.data)
         serializer.is_valid(raise_exception=True)
-        payment_method = PaymentMethod.objects.create(owner=request.user, **serializer.validated_data)
 
         if serializer.validated_data['source'] == "stripe":
             # Retrieve Stripe customer ID for user.
@@ -83,8 +82,9 @@ class PaymentMethodViewSet(viewsets.ModelViewSet):
                     payment_method.uuid)
             stripe_registration_url = reverse('api-root', request=request) + path
             return Response({'please_visit': stripe_registration_url})
-
-        return Response(serializer.data)
+        else:
+           serializer.save(owner=request.user, **serializer.validated_data)
+           return Response(serializer.data)
 
     @action(detail=True, methods=['post'])
     def charge(self, request, pk=None):